How to Apply IRCTC SBI Credit Card / Joining / Renewal / Features / Benefits

The IRCTC SBI Credit Cards are brought to you by IRCTC (Indian Railway Catering & Tourism Corporation) and SBI Card. There are 3 types of SBI Credit Cards like IRCTC SBI Card (on Rupay Platform), IRCTC SBI Card Premier and IRCTC SBI Card

IRCTC SBI Card (on Rupay Platform)

• No Joining Fee till 31 Mar 2021
• Apply online and get Amazon Voucher worth Rs. 500 on card approval
• Up to 10 Reward Points per Rs. 100 spent on IRCTC tickets
• Book free train tickets with Reward Points for self, family and friends on irctc.co.in
• 4 Complimentary Railway Lounge access in a year (Max. 1 per quarter)
• Welcome Benefit of 350 bonus Reward Points on card activation
• 1% Transaction charge waiver on train ticket bookings
• 1% Fuel surcharge waiver
• 1 Reward Point on regular spends of Rs. 125
• Joining / Renewal Fee of Rs. 500 / Rs. 300

IRCTC SBI Card Premier

• Joining / Renewal Fee of Rs. 1,499
• Welcome Benefit of 1500 bonus Reward Points
• 3 Reward Points per Rs. 125 spent on Dining and Utility
• 1 Reward Point on regular spends of Rs. 125
• 10 Reward Points per Rs. 100 spent on IRCTC tickets
• 5 Reward Points per Rs. 100 spent on air tickets and e-catering
• 1% Transaction charge waiver on rail and air bookings
• Milestone Benefits on travel spends
• Annual Fee reversal in the subsequent year on spends of Rs. 2,00,000
• Complimentary air accident and rail accident cover of Rs. 10,00,000 and Rs. 50,00,000
• Complimentary Credit Card fraud liability cover of Rs. 1,00,000
• 8 Complimentary Railway Lounge access in a year (Max. 2 per quarter)
• 1% Fuel surcharge waiver

IRCTC SBI Card

• Joining/Renewal Fee of Rs. 500 / Rs. 300
• Welcome Benefit of 350 bonus Reward Points on card activation
• 1 Reward Point on regular spends of Rs. 125
• Up to 10 Reward Points per Rs. 100 spent on IRCTC tickets
• 1% Transaction charge waiver on IRCTC train ticket bookings
• 4 Complimentary Railway Lounge access in a year (Max. 1 per quarter)
• 1% Fuel surcharge waiver

Benefits of IRCTC SBI Co-Brand Credit Card

 SBI Card Travel Reward Points can be earned on 1st Class AC, 2nd Class AC, 3 rd Class AC, Executive Chair Car and AC Chair Car travel only. SBI Card Travel Reward Points are not earned on 3E and SL Class tickets.

 SBI Card Travel Reward Points are only awarded for individual loyalty member’s fare tickets and are not awarded on voucher transactions.

 You necessarily must be one of the passengers on the ticket to earn SBI Card Travel Reward Points.

 SBI Card Travel Reward Points shall accrue to your account only 5 days after the date of your journey provided your ticket have not been cancelled.

 First Year Membership Fee - Rs.500; Annual Renewal Fee - Rs.300 (taxes & transaction charges extra, as applicable).

How to Apply for SBI Credit Card?

You can apply online for the card of your choice, or SMS TRAIN to 56767 & SBI Card representative will reach you shortly.